Category Archives: Uncategorized

According to the 2015 Social Security trustee report…

Total expenditures in 2014 were $859 billion. Total income was $884 billion. Social Security’s cost exceeded its tax income and its non-interest income, as it has since 2010. This relationship is projected to continue through 2024 and beyond. It’s never … Continue reading

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November is Long Term Care Awareness Month – Seven Things You Should Know

…time again to devote your efforts to understand the importance of planning for your future long-term care needs. This can be challenging…especially for those who find it hard to see themselves needing help with the most basic daily activities, like … Continue reading

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Rosalynn Carter – Caregiver Quote

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Yes, you can take greater control

The 2015 budget released by the Office of Management and Budget includes severe cuts to skilled nursing facility reimbursements. The White House proposal is intended to cut federal spending on healthcare by $402 billion over the next 10 years. Many … Continue reading

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When and how to collect Social Security retirement benefits.

It’s not a simple subject, and considerably more than just looking at ages 62, 67, and 70. As a matter of fact, your maximum lifetime benefit is found by running over 20,000 calculations and exploring advanced strategies such as Restricted … Continue reading

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Multiple ways to buy Long Term Care Insurance

3 options may be considered when buying Long Term Care Insurance. 1. A stand-alone Long Term Care (LTC) insurance policy, or; 2. A fixed Annuity with Long Term Care (LTC) benefits, or; 3. A life insurance policy with a Long Term Care rider. Each … Continue reading

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Don’t Choose the Wrong Annuity

When you and your Financial Advisor and Attorney decide to invest Charitable Remainder Trust assets in a deferred annuity contract, how do you choose the right annuity product and issuing company? The annuity product should not contain restrictive features that can … Continue reading

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In Maryland…

Approximately 770,000 people are taking care of aging or ailing loved ones, as reported in a recent AARP Bulletin, (January-February 2014). When you look into Long Term Care Insurance, make sure your Agent is Certified for Maryland Long Term Care … Continue reading

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Asset Protection for Doctors and Business Owners – Free Educational Webinars

If you would like to be notified about upcoming webinars conducted by Attorneys, please send us an email to: webinars@ltccapital.com  with ‘webinar’ in the subject field. Please include name and contact number. A sample webinar… Attorney delivers a highly educational, interactive, and … Continue reading

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Robocallers scamming seniors with “free” medical alert offers

Read more… http://www.consumeraffairs.com/news/robocallers-scamming-seniors-with-free-medical-alert-offers-052313.html

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